10 Cheapest Places To Live In Florida In 2024: The Most Affordable Yet Enjoyable Cities

Last updated on January 25th, 2024 at 10:09 am

Are you looking for the most affordable yet enjoyable cities to live in Florida in 2023? With so many options out there, it can be overwhelming to make a decision. To help you out, this article provides a comprehensive list of the 10 cheapest places to live in Florida in 2023, complete with details on what makes each city such an attractive option.

If you’re looking for an affordable place to live in Florida, you’re in luck. Several cities in the Sunshine State offer a great quality of life at a fraction of the cost of living in other parts of the country.

In this blog post, we’ll take a look at 10 of the cheapest places to live in Florida. We’ll examine each city’s cost of living, job market, and quality of life to help you decide if it’s the right place for you.

So, without further ado, let’s take a look at the 10 cheapest places to live in Florida: Also please check out the richest cities in Florida

Cities To Consider

There are many factors to consider when finding the cheapest places to live in Florida. The cost of living, weather, and job market are just a few important factors. Here are some of the most affordable yet enjoyable cities to live in Florida:

1. Gainesville

-Cost of living index: 89.6 

-Weather: The weather is great in Gainesville! The average high temperature is 83 degrees and the average low is 63 degrees. 

-Job market: The job market is strong in Gainesville. Some of the largest employers include the University of Florida, Shands Hospital, and North Florida Regional Medical Center.

2. Tallahassee

-Cost of living index: 86.8 

-Weather: The weather is mild in Tallahassee with an average high temperature of 82 degrees and an average low of 60 degrees. 

-Job market: Tallahassee has a strong job market with employers such as the State government, Florida State University, and Tallahassee Memorial Healthcare.

3. Pensacola

-Cost of living index: 84.5 

-Weather: Pensacola has beautiful weather with an average high temperature of 85 degrees and an average low of 65 degrees. 

-Job market: The job market is good in Pensacola with employers such as Naval Air Station Pensacola, Sacred Heart Health System, and Baptist Health Care.

4. Melbourne

If you’re looking for the cheapest places to live in Florida, Melbourne is a great option. The cost of living here is relatively low, and there are plenty of things to do to keep yourself entertained. In Melbourne, you’ll find plenty of beaches to relax on, as well as some great restaurants and shops. The city is also home to several parks and recreation areas, so you can get outside and enjoy the Sunshine State’s natural beauty.

5. Orlando

Orlando is one of the most popular tourist destinations in the world, but it’s also a great place to live. The cost of living in Orlando is relatively affordable, and there are plenty of things to do in the city. If you’re looking for a place to live in Florida that is both affordable and enjoyable, Orlando is a great option.

6. Gainesville

Gainesville is a mid-sized city in north central Florida. It is the largest city in and the county seat of Alachua County. Gainesville is also home to the University of Florida, which is one of the largest universities in the United States. The cost of living in Gainesville is relatively affordable, and the city offers a variety of amenities and attractions.

The climate in Gainesville is humid and subtropical, and the average temperatures range from lows in the mid-50s Fahrenheit in winter to highs around 90 degrees Fahrenheit in summer. Gainesville experiences a fair amount of rainfall, so there are plenty of opportunities to enjoy the outdoors. The city has numerous parks, trails, and lakes where residents can enjoy activities like hiking, biking, fishing, and swimming.

In addition to its natural beauty, Gainesville also has a lively cultural scene. The city is home to several museums and art galleries, as well as a performing arts center. There are also many restaurants and bars downtown, as well as live music venues. Residents can enjoy a variety of festivals and events throughout the year, such as the Gainesville Jazz Festival and Hoggetowne Medieval Faire.

If you’re looking for an affordable yet enjoyable place to live in Florida, Gainesville is worth considering.

7. Punta Gorda

Punta Gorda is a city in Charlotte County, Florida, United States. As of the 2010 census the city had a population of 16,641. Punta Gorda is the county seat of Charlotte County and the principal city of the Punta Gorda, Florida Metropolitan Statistical Area.

Punta Gorda was settled in 1876 by Josiah Gates on land that was purchased from the Caldwell family. It was named after a point of land projecting into Charlotte Harbor known as “Punta Gorda”. By 1885, regular steamship service was established between Punta Gorda and Fort Meyers to move freight and people between southwest Florida and points beyond including Key West and Havana, Cuba.

8. Daytona Beach

Daytona Beach is one of the most affordable yet enjoyable cities to live in Florida. Located on the east coast of Florida, Daytona Beach is a popular tourist destination. The city is also home to many businesses and industries. Daytona Beach is a great place to live for those who want to enjoy the sun and the beach. The city has many activities to keep residents busy, including golfing, fishing, and boating. There are also plenty of restaurants and shops in Daytona Beach.

9. Jacksonville

If you’re looking for an affordable place to live in Florida that’s still enjoyable, Jacksonville is a great option. The city has a lot to offer in terms of entertainment and activities, and the cost of living is relatively low. Housing costs are a big factor in determining the affordability of a city, and Jacksonville’s median home price is just over $200,000. That’s significantly lower than many other parts of Florida. The city also has a relatively low unemployment rate, which means there are plenty of job opportunities available. And if you’re looking for a warm climate, Jacksonville delivers on that front – the average high temperature in January is 71 degrees.

10 Tallahassee

Tallahassee is the perfect mix of small-town charm and big-city amenities. The capital of Florida, Tallahassee is home to Florida State University, Tallahassee Community College, and Florida A&M University. With a population of just over 191,000, Tallahassee is the 8th largest city in the state.

Despite its size, Tallahassee has a low cost of living. The median rent for a two-bedroom apartment is just $935 per month and the median home price is $157,500. The average cost of utilities in Tallahassee is also very affordable, coming in at just $107 per month.

There are plenty of things to do in Tallahassee. If you’re a fan of the outdoors, you’ll enjoy hiking and biking trails at Tom Brown Park and St Marks Wildlife Refuge. Or if you prefer indoor activities, check out one of the many museums or art galleries in town. And don’t forget about the nightlife! There are plenty of bars and clubs to keep you entertained into the wee hours of the morning.

11 Panama City Beach

If you want to live in Florida on a budget, Panama City Beach is a great option. The cost of living here is relatively low, and there are plenty of activities to keep you busy. The beaches are beautiful and there’s always something going on. You can find affordable apartments and condos in Panama City Beach, or even rent a house if you want more space. There are also many job opportunities in the area, so it’s easy to make a living here.

12. Pensacola

If you want to live in Florida on a budget, Pensacola is the place for you. This charming city on the Gulf Coast has a laid-back vibe and plenty of affordable housing options. The cost of living in Pensacola is about 10% below the national average, and the median rent for a one-bedroom apartment is just $650 per month.

There are plenty of things to do in Pensacola on a budget as well. The city’s beautiful beaches are always open for public enjoyment, and there are numerous parks and trails where you can get some fresh air and exercise. Downtown Pensacola offers a variety of shops and restaurants, many of which offer discounts or specials on certain days of the week. And if you’re looking for some free entertainment, you can check out one of the many events that are held throughout the year, such as the Pensacola Crawfish Festival or the Great Gulf Coast Arts Festival.

13 Key West

Assuming you would like a detailed description of Key West: 

Key West is a city in Monroe County, Florida, United States. The city encompasses the island of Key West, the part of Stock Island north of U.S. 1 (the Overseas Highway) and on adjacent key islands, and the part of Knockemdown Key that lies west of the highway. Key West is Florida’s southernmost city, and the westernmost inhabited island connected by highway in the Lower 48 states. It is also the county seat of Monroe County. 

As of September 2019, its population was estimated at 18,351 people. The Keys were originally inhabited by Calusa and Tequesta Native Americans before being claimed by Spain in 1522. Juan Ponce de León laid claim to Florida in 1513, but it was not until 1673 that Spain finally established a permanent settlement in Key West with the construction of Fort Zachary Taylor. The United States took control over the area after defeating Spain during the Spanish–American War in 1898 and since then has been an important naval base for American military operations in the Gulf of Mexico and the South Atlantic Ocean throughout much of its history. 

Key West is known for its diverse culture and architecture, as well as its relaxed atmosphere which permeates through its sunny days and cool nights. Its average temperatures range from 77 °F (25 °C) to 83 °F (28 °C), with 90% humidity; sea

14. Pros and Cons of Living in Each City

There are many wonderful places to live in Florida, but there are also some that are not so great. Here is a list of the pros and cons of living in each city in Florida.

Jacksonville: Pros – Low cost of living, good public transportation, plenty of things to do. Cons – The crime rate is high, weather can be hot and humid.

Miami: Pros – Warm weather all year round, beautiful beaches, diverse culture. Cons – Expensive city to live in, and traffic can be bad.

Orlando: Pros – Lots of family-friendly attractions, reasonable cost of living. Cons – Can be crowded, hot summers.

Tampa: Pros – Great food and nightlife scene, affordable housing. Cons – Not as much to do as some other cities, can be humid.

Cost Of Living Comparison Chart for 10 Cities in Florida 2023

To help you make an informed decision about the cheapest places to live in Florida, we have put together a cost-of-living comparison chart for 10 cities in Florida. The chart includes the following information:

The city’s nameThe city’s populationThe city’s cost of living indexThe city’s median rent priceThe city’s median home value
Jacksonville2,438,000101$935$183,000
Miami6,158,824126$1,300$217,000
Tampa3,068,511111$992$188,000
Orlando2,509,956103$1,035$206,000
St. Petersburg2nd most populous city in Pinellas112$ 1,006$ 193 000
Tallahassee186 30095790$159 000$
Hialeah233 4001191 120$235 000$
Fort Lauderdale182 6001141 050$274 000$
Pembroke Pines168 0001151 130$260 000$
West Palm Beach104 400113950$277 000$
The chart includes the information of cities

Tips

When it comes to finding the cheapest places to live in Florida, there are a few key factors you need to take into account. The cost of living in each city can vary greatly, so you’ll want to make sure you’re aware of the average prices for rent, utilities, food, and other necessities before making your decision.

In addition to the cost of living, you’ll also want to consider the quality of life in each city. Some cities may be cheaper to live in but offer fewer amenities and activities. Others may be more expensive but offer a better selection of restaurants, shops, and entertainment options.

To help you weigh your options, we’ve compiled a list of the most affordable yet enjoyable cities in Florida. These cities offer a great mix of affordability and quality of life, so you can find the perfect place to call home without breaking the bank.

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About Freelance writer

As a passionate freelance writer, I delve into the intricacies of human rights, work-life balance, and labour rights to illuminate the often overlooked aspects of our societal fabric. With a keen eye for detail and a commitment to social justice, I navigate the complexities of these crucial topics, aiming to foster awareness and inspire change.

Freelance writer

As a passionate freelance writer, I delve into the intricacies of human rights, work-life balance, and labour rights to illuminate the often overlooked aspects of our societal fabric. With a keen eye for detail and a commitment to social justice, I navigate the complexities of these crucial topics, aiming to foster awareness and inspire change.

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