If you find yourself in this scenario, one possibility for obtaining health insurance is to look for part-time jobs that provide health insurance. While health insurance is typically assumed to be reserved for full-time employees, an increasing number of firms are also providing full-time benefits to their part-time employees as well.
Part-time employees are eligible for health insurance after completing 240 hours of work over the course of three months (an average of 20 hours per week). They must maintain this average in order to remain eligible for health insurance. Medical, dental, and vision plans are all available via Starbucks.
Part-time employees at Starbucks can also take advantage of other beneficial perks. Its “College Achievement Plan” covers the entire cost of tuition for online bachelor’s degree programs at Arizona State University. Starbucks also offers retirement plans. It has a substantial 401(k) match program that matches 100% of the first 5% of pay donated and vests promptly. Finally, Starbucks provides competitive paid time off, which includes vacation and sick leave.
The online company has warehouses and offices around the United States, and part-time employees who work 20 or more hours each week are eligible for health insurance. In addition to medical plans, Amazon allows part-time employees to enroll in dentistry and vision insurance policies.
In addition, Amazon offers a 401(k) plan with a 50 percent match of up to 4% of employees’ salaries (for a total match worth 2 percent ). Part-time employees can also utilize pretax earnings to fund eligible health-care and dependent-care expenses through flexible spending accounts (FSAs).
Walmart is another location to look for part-time jobs with health insurance. This department store offers health insurance to both part-time and full-time employees. Most employees must work an average of 30 hours per week, while certain part-time workers may be qualified with as few as 24 hours per week.
Other appealing aspects of Walmart’s benefits package include education support for training, degrees, or certificates relevant to retail work. Staff are also eligible for bonuses depending on store success, which are given to both full-time and part-time employees.
Finally, Walmart may be the location for you if you want to turn a part-time job into a full-time one.
Part-time staff at this renowned home improvement store can enroll in a preventive health care plan. This plan includes 100 percent coverage for wellness visits and up to four main care visits each year, as well as limited prescription drug coverage. Part-timers have the option of enrolling in a dental or vision plan in addition to the medical plan. After 89 days of continuous employment, part-time employees at Lowe’s are eligible for these health insurance plans.
P.S. If you enjoy home remodeling, you should know that Home Depot offers part-timer benefits such as dental and vision coverage, disability insurance, and life insurance.
Part-time employees at this warehouse retailer are covered for medical care, vision and hearing, dental care, and prescription medicines. Costco employees also have access to short-term disability, life, and long-term care insurance coverage.
After clocking at least 450 hours in the second month, part-time employees are eligible. Employees can join their spouses, children, and domestic partners to their plans and pay a portion of the costs through payroll deductions.
When employees work 20 hours or more per week at Ikea, they are considered full-time. Part-time employees and their families now have access to similar benefits as those who work up to 40 hours per week, such as medical, dental, and vision coverage.
Tuition assistance, parent insurance, extensive paid time off, and discounts on store items and meals are all available through the Swedish corporation.
TeamstersCare provides medical, dental, vision, hearing, and other benefits to part-time UPS employees. To be eligible for these employee perks, they must work more than 225 hours in a three-month period, which is about 19 hours per week.
Delta employees are eligible for health benefits such as medical, vision, and dental insurance if they work 30 hours or more a week on a regular basis. Dependents, such as a legal spouse, domestic partner, or kid, can also be enrolled in the plans by eligible employees.
After 30 days on the job, Delta employees are entitled to travel privileges in addition to health coverage. This allows employees and their families to travel for free or at a reduced cost to any Delta destination.
All hourly crew members at Chipotle are entitled for preventive health care coverage, and there are no minimum weekly hour restrictions. Any member of the crew can also enroll in a vision or dental coverage plan. Additionally, Chipotle workers who work more than 30 hours per week for a period of 12 months can enroll in a PPO plan.
Other perks, such as significant PTO and access to 401(k) retirement plans, might make this work even more appealing. Chipotle’s 401(k) match is valued up to 4% of total income, and employees are qualified after working for 1,000 hours in a year.
REI, an outdoor and sports shop, provides medical insurance to workers who work an average of 20 hours per week or more over the course of a year.
REI also provides competitive time off, including a paid “Yay Day” every six months to get outside. Employees also receive substantial discounts on equipment and experience, as well as “adventure grants” to cover some of the costs of trying a new outdoor activity.
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